Rising Insurance Costs and Responses in the U.S. Hotel Industry

On October 14, 2026, Hotel Dive Feed reported that U.S. hoteliers are paying higher premiums for less liability coverage, due to factors including an increase in nuclear verdicts, social inflation, and insufficient employee training. The report cited a March AHLA survey showing that 43% of hotel owners listed insurance premiums as one of their biggest financial pressures, and mentioned a report by IMA Financial Group. The report currently focuses on the insurance cost pressures facing the hotel industry and responses.