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2026 Fraud Report: What’s Driving the Confidence Gap

The Finance Leaders' Fraud Report 2026, sponsored by SAP Concur, shows that fraud is becoming harder to detect, but confidence in combating it is declining. Only 22% of finance leaders feel very well protected, down from 32% last year. The report highlights lagging AI adoption, with only 27% of organizations using AI in spend management, while 59% don't use it at all. Additionally, 29% of organizations provide no fraud training.

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Impact and considerations

Fraud is becoming more sophisticated, but confidence in prevention is declining. Lagging AI adoption and insufficient training exacerbate risks. Companies need AI-powered compliance tools and ongoing training to close the confidence gap.

Key points

  • Only 22% of finance leaders feel very well protected, down from 32% last year.
  • Only 27% of organizations use AI in spend management; 59% don't use it at all.
  • 29% of organizations provide no fraud training.
  • 62% of organizations have experienced financial losses from fraud within the last three years.

Sources and time

Primary source
SAP Concur
Other sources
0
First source publication
30 Mar 2026, 18:11
Page published
13 Aug 2026, 08:22
Last updated
30 Mar 2026, 18:11
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