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2026 AP Automation Trends Report: The case for embedded AI

SAP Concur cites IFOL's Accounts Payable Automation Trends 2026 report, noting 77% of organizations still manually enter invoices, up from 66% a year ago. Although nearly three-quarters plan to automate, only 7% describe their AP function as fully automated. AI adoption is accelerating, with 19% using AI and 30% planning to adopt within a year. Most common AI applications are invoice data capture (58%), invoice matching and approvals (49%), and duplicate/fraud detection (40%). SAP Concur emphasizes embedded AI over bolt-on automation.

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Impact and considerations

AP automation trends show manual work remains prevalent; embedded AI can reduce manual data entry and improve efficiency, with practical implications for finance operations.

Key points

  • 77% of organizations still manually enter invoices, up from 66% a year ago.
  • Only 7% describe their AP function as fully automated.
  • 19% use AI, 30% plan to adopt within a year.
  • Most common AI applications: invoice data capture, matching, and fraud detection.

Sources and time

Primary source
SAP Concur
Other sources
0
First source publication
26 Jun 2026, 20:50
Page published
13 Aug 2026, 08:13
Last updated
26 Jun 2026, 20:50
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