SAP Concur: How Finance Teams Can Use AI to Stay Ahead of AI-Driven Fraud
SAP Concur published an article on how AI is being used by fraudsters and how finance teams can respond with AI. The IFOL Finance Leaders' Fraud Report 2026 found that business email compromise remains the most common external fraud tactic, affecting 45% of respondents; impersonation fraud rose from 35% in 2025 to 40% in 2026; deepfake audio and video fraud appeared for the first time. 62% of respondents reported financial losses from fraud in the past three years, and less than a quarter felt very well protected by current processes. 59% of organizations are not using AI in any spend management process. SAP Concur recommends embedding AI into travel, expense, and invoice processes to provi…
Impact and considerations
AI-driven fraud is increasingly sophisticated, and finance teams need AI tools embedded in spend management to improve detection and reduce losses, which is critical for travel and expense management.
Key points
- Business email compromise is the most common external fraud tactic, affecting 45% of respondents.
- Impersonation fraud rose from 35% in 2025 to 40% in 2026, with deepfake fraud appearing for the first time.
- 62% of respondents reported financial losses from fraud in the past three years, and less than a quarter felt very well protected.
- 59% of organizations are not using AI in any spend management process.
- SAP Concur recommends embedding AI into travel, expense, and invoice processes.
- Users see an average 28% increase in policy compliance and process 1.5x more expense reports per month.
- AI captures 10x more errors and fraud and audits 55% faster.
Sources and time
- Primary source
- SAP Concur
- Other sources
- 0
- First source publication
- 20 Aug 2026, 19:22
- Page published
- 25 Aug 2026, 00:12
- Last updated
- 20 Aug 2026, 19:22
- Original links
- SAP Concur Blog：How finance teams can use AI to stay ahead of AI-driven fraud (opens in a new tab)Primary source · en · Published 20 Aug 2026, 19:22