Classification of Travel Insurance and Travel Agency Configuration Practices
先了解这件事
On November 5, 2026, China Tourism News reported on the two components of travel insurance: travel agency liability insurance is a statutory compulsory insurance, and both the policyholder and the insured are the travel agency; travel accident insurance is voluntarily purchased by tourists and covers risks such as accidental injury, sudden acute illness, lost luggage, flight delays, and emergency international rescue. The report states that Tuniu configures insurance according to risk points along routes, with premiums usually controlled at 1% to 2% of the tour fee, and each route generally matches 3 plans with different coverage scopes and limits for tourists to choose from independently. Industry practitioners remind that travel agencies must not force bundled sales of insurance, that the tour fee and insurance fee should be listed separately in the contract when tourists sign up for a tour, and that the authenticity of the policy should be verified. The current progress is that the above classification and configuration practices have been introduced in a concentrated manner.
AI 根据报道生成 · 19 小时前更新
报道时间线
沿着报道，了解事件的不同侧面。
- China Tourism NewsTravel insurance as a backstop for trips: How to configure travel agency liability insurance and travel accident insurance
Travel insurance falls into two categories: travel agency liability insurance and travel accident insurance. The former is a legally mandatory insurance, and both the policyholder and the insured are the travel agency; the latter is purchased voluntarily by tourists and covers risks such as accidental injury, sudden acute illness, lost luggage, flight delays, and emergency international rescue. Tuniu configures insurance according to the risk points of each itinerary, with premiums usually kept at 1% to 2% of the tour fee; a single itinerary generally matches three plans with different coverage scopes and limits for tourists to choose from on their own. Industry practitioners remind that travel agencies must not force bundled insurance sales; when tourists sign up for a tour, the tour fee and insurance premium should be listed separately in the contract, and the authenticity of the policy should be verified.
本事件热度走势
Current popularity6·Comparable range peak9（11月5日 11:00）·Comparable range change over the past 24 hours –
Trends only compare the same entities continuously and completely observed, so the scope may be smaller than current popularity statistics. Move the pointer or click the chart to view hourly popularity; keyboard users can use the left and right arrow keys to switch.