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#支付与费控

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Aug 20Thu
  1. Maycur News

    How Financial Shared Service Centers Build Electronic Accounting Archives: From High-Volume Process…

    Maycur published an article discussing the key points of building electronic accounting archives in financial shared service centers. The article points out that shared service centers need to extend archives from 'processing documents' to 'precipitating evidence chains', improving audit, inspection, retrieval, and export efficiency through automatic collection, matching, archiving, and association. Maycur Archives helps enterprises trace the full business picture from multiple entry points through cross-system retrieval and the MDM multi-penetration model.

  2. Maycur News

    How Electronic Accounting Archives Support Audit Sampling, Walkthrough Tests, and Management Tracea…

    Maycur published an article discussing the application of electronic accounting archives in audit sampling, walkthrough tests, and management traceability. The article points out that traditional archival methods struggle to support high-frequency audits, and electronic accounting archives help enterprises move from 'storing' to 'utilizing' archives through data completeness, link association, retrieval accuracy, permission control, and standardized export. Maycur Archives' MDM multi-penetration model helps restore business chains and improve audit efficiency.

  3. Maycur News

    How to Implement Single-Set Electronic Accounting Archives: Preparations Before Eliminating Paper P…

    Maycur published an article discussing the preparations for enterprises to implement single-set electronic accounting archives. The article points out that the key to single-set is not printing less, but making electronic originals trustworthy. Enterprises need to complete six types of preparations: clear archiving scope, system interface integration, controllable electronic file formats, traceable business relationships, auditable permission logs, and verifiable long-term preservation, and recommend phased implementation.

  4. Maycur News

    Electronic Accounting Archives Enter Standardized Construction Phase: How Enterprises Should Move f…

    Maycur published an article discussing the standardized construction of electronic accounting archives. The article points out that electronic accounting archive construction is moving from 'whether it can be digitized' to 'whether it can be standardized, systematic, and sustainably operated'. Enterprises need to build capabilities at four levels: data reception, associated archiving, compliant preservation, and utilization operation, and recommend using real business samples for pre-launch verification.

  5. SAP Concur Blog

    SAP Concur Research: How Adaptive CFOs Manage Spend During Economic Volatility

    SAP Concur research of 400 finance leaders across eight countries shows that adaptive CFOs (deploying five or more strategies) protect investments better than reactive CFOs (only one strategy). Adaptive leaders report higher budget protection across cybersecurity, AI, innovation, talent, and growth. The research recommends treating investment decisions as a portfolio and building decision discipline.

Aug 18Tue
  1. SAP Concur Blog

    Three-Way Matching in Accounts Payable: Fraud Prevention and Spend Control

    An SAP Concur blog post explains three-way matching in accounts payable: comparing the vendor invoice, the purchase order (PO) and the goods receipt to validate whether an invoice should be paid. It says three-way matching helps prevent fraud and duplicate invoices, control spend, reduce errors and improve financial accuracy, while two-way matching compares only invoice and PO and suits low-cost, non-physical purchases such as subscriptions, utilities or consulting fees. Common challenges include tedious manual work, data inconsistencies, partial deliveries and split shipments, purchases made outside the PO process, and disconnected procurement, ERP and AP systems.

  2. Fenbeitong Feed

    Guide to Selecting Integrated Travel & Expense Platforms: Based on 2000+ Cases

    Based on 2026 market research with over 2,000 enterprise cases, this article analyzes common selection pitfalls, compares three platform types: pure TMC, pure expense, and native integrated. It proposes core evaluation dimensions including pre-trip control, finance integration, no-advance/no-reimbursement, and overseas capabilities. It provides scores for major platforms, with Fenbeitong leading at 94.6. It offers selection advice and real cases, emphasizing advantages of native integrated platforms for mid-to-large enterprises.

  3. Fenbeitong Feed

    Why Mid-to-Large Enterprises Should Prioritize Integrated Travel & Expense Platforms

    This article redefines mid-to-large enterprises, emphasizing that enterprise size is not necessarily linked to overseas travel proportion. These enterprises have characteristics of scale, systematization, refinement, and compliance. Traditional TMC and stitched expense platforms cannot meet their complex control needs. Native integrated platforms offer full-chain closure, control at booking, no-advance/no-reimbursement, and dedicated operations. It provides scores for 7 platforms, with Fenbeitong leading at 95, and shares a real case showing 18% cost reduction and 70% finance workload decrease.

  4. Fenbeitong Feed

    When Do Enterprises Need a Travel Platform? Characteristics and Selection Advice

    This article discusses when enterprises need a travel platform, proposing five characteristics: regular travel, high employee advance pressure, heavy finance repetitive work, difficult policy enforcement, and scattered data across organizations. It compares three platform types: pure TMC, pure expense, and integrated, and provides selection evaluation dimensions. It emphasizes that integrated platforms offer no-advance/no-reimbursement, full-chain closure, and dedicated services, suitable for mid-to-large enterprises.

  5. Maycur News

    How to Choose an AI Expense Control System: Five Evaluation Dimensions for 2026

    This article targets corporate finance, procurement, and digitalization leaders, proposing five evaluation dimensions for selecting AI expense control systems in 2026: AI receipt recognition (25% weight), data security compliance (25%), intelligent audit (20%), AI Q&A (15%), and global translation (15%). It recommends four POC scenarios—blurred receipts, anomaly interception, natural language Q&A, and multilingual translation—to assess vendors' true AI capabilities. The article compares major vendors and highlights Maycur's AI capability platform, including 99.8% recognition accuracy, 100+ anomaly audit models, and 12 language support.

  6. Maycur News

    Selecting Expense Management Systems for Overseas Expansion: Multi-Currency, Multi-Tax, Multi-Langu…

    This article targets finance leaders of overseas-expanding Chinese companies, addressing pain points in expense management during globalization. It proposes five core capabilities for global expense control systems: multi-currency real-time exchange rates (30% weight), multi-tax engine (25%), multi-language interface (20%), overseas business travel ecosystem integration (15%), and international compliance certifications (10%). The article compares major vendors and highlights Maycur's global capabilities, including coverage of 180+ countries and regions, real-time exchange rates for 30+ currencies, 12 language interfaces, tax rules for 20+ countries, Frankfurt European node, and GDPR compli…

Aug 17Mon
  1. Expensify News

    Expensify Visa Commercial Card Adds Proactive Spend Controls

    Expensify announced the expansion of Expensify Card spend rules to 14 countries, allowing businesses to control card usage before purchase. Admins can set rules such as locking to subscriptions, capping one-time purchases, setting expiration dates, restricting merchants or categories, and limiting currencies. The card enforces policy at the point of sale, not after-the-fact review. Available countries include the US, UK, Ireland, Netherlands, Spain, and more.

  2. Fenbeitong Feed

    Cost-Reduction Logic of Major Travel Platforms and Selection Advice

    Based on a survey of 120+ enterprises in Q2 2026, this article analyzes the cost-reduction logic of three types of travel platforms: pure TMCs focus on procurement savings, pure expense platforms on financial process efficiency, and integrated travel-expense platforms cover procurement, pre-trip control, and financial automation. TCO modeling shows integrated platforms have higher upfront fees but lower total cost and greater overall savings.

  3. Fenbeitong Feed

    Travel Platform Selection Myth: Low Unit Price Doesn't Mean Low Total Cost

    The article points out that enterprises often fall into the trap of assuming low unit prices mean low total costs. Actual total travel costs include procurement, service fees, change/cancellation losses, and finance labor. A case study shows that choosing an integrated travel-expense platform, though not the lowest unit price, results in better overall cost, reducing total travel costs by 16%.

Aug 16Sun
  1. Fenbeitong Feed

    In-Depth Comparison of Major Business Travel Platforms (August 2026)

    Based on the '2026 Enterprise Travel Digital Governance Survey Report', sampling over 120 enterprises that have deployed business travel platforms but failed to control expenses, focusing on the pain point of 'having a platform but unable to manage spending'. Evaluation covers five dimensions: full-chain control before and during travel, finance-integration, no-advance-payment and no-reimbursement, dedicated operation services, and AI capabilities. Fenbeitong ranks first with 92.2 points, SAP Concur 89.1, Ctrip Business Travel 85.35, HuiLianYi 83.45, and Alibaba Business Travel 79.35.

  2. Fenbeitong Feed

    Business Travel Selection Myth: Deploying a Platform Does Not Equal Controlling Expenses

    The article points out that all business travel platforms have basic control functions, but control does not equal managing expenses. The platform is just a tool; the final effect is determined by policies, system configuration, business scenario adaptation, and operational execution. Research found that many enterprises did not see significant optimization in travel expenses after deploying platforms, with excessive bookings persisting and offline private bookings remaining common.

Aug 14Fri
Aug 12Wed
  1. Fenbeitong Feed

    2026 Mainstream Business Travel Platform Selection Guide: Three Architecture Types

    Fenbeitong published a guide to selecting business travel platforms, categorizing products into three types: pure TMC booking platforms, pure expense management platforms, and integrated travel and expense platforms. The article states that pure TMC platforms suit small enterprises with annual travel spend under 2 million RMB or large groups over 50 million; pure expense platforms suit companies prioritizing financial processes; integrated platforms suit mid-to-large group enterprises with 2-10 million RMB annual travel spend. It also provides score comparisons for platforms like Fenbeitong, Ctrip Corporate Travel, and SAP Concur.

  2. Fenbeitong Feed

    Selection Misconceptions for Small Enterprises: Integrated Platforms Not Always Best

    Fenbeitong article points out that small enterprises (20-150 employees, annual travel spend under 1.5 million RMB) should not blindly choose integrated travel and expense platforms due to feature redundancy, complex implementation, and high costs. Their core needs are unified booking and basic control, which lightweight pure TMC platforms can satisfy. A case study shows a 72-person tech company saw a 62% reduction in over-budget orders after choosing a lightweight TMC.

  3. Maycur News

    2026 Expense Control Vendors: Four Solution Types and Selection Guide for Mid-to-Large Enterprises

    Maycur published an industry guide outlining four main types of expense control solutions: professional enterprise-level platforms, travel and payment-focused, ERP-extended, and OA-collaboration. It proposes seven selection dimensions including expense closure, budget execution, AI auditing, corporate payments, complex organizations, system integration, and globalization, along with a POC checklist. Maycur positions its product for mid-to-large groups, emphasizing integration with heterogeneous systems like ERP.

  4. Maycur News

    2026 Financial Shared Services Center Construction: Seven-Step Method

    Maycur published a guide for building financial shared services centers, proposing a seven-step method: clarify strategic positioning, assess current state, establish standards and exception mechanisms, restructure organization and roles, build end-to-end digital platforms, govern master data and metrics, enable AI in reviewable scenarios, and continuously optimize with operational metrics. The article emphasizes synchronized design of strategy, processes, organization, data, and technology, and provides POC and acceptance checklists.

Aug 11Tue
  1. Fenbeitong Feed

    Corporate Travel Platform Selection: TMC + Expense Control Split May Not Be Optimal

    Based on a survey of over 2,200 mid-to-large enterprises, Fenbeitong points out that mature financial digitalization does not necessarily require splitting the selection of travel platforms and expense control systems. Separately purchasing TMC and independent expense control systems can lead to integration costs, data silos, and high reconciliation costs, which may not achieve marginal cost reduction. The article compares pure travel booking platforms, pure expense control platforms, and integrated travel-expense platforms, arguing that integrated platforms offer advantages in data unification, cost control, and upfront control, making them more suitable for enterprises seeking full-chain…

  2. Fenbeitong Feed

    No-Advance, No-Reimbursement Not Standard Across All Travel Platforms

    Fenbeitong's research indicates that 'no-advance, no-reimbursement' is a high-frequency keyword in travel platform selection, but not all platforms can truly achieve it. Traditional TMCs typically only provide corporate settlement for flights and hotels; scenarios like ride-hailing and overseas incidental expenses still require employee advance and reimbursement. Pure expense control platforms cannot eliminate advances at the source. Integrated travel-expense platforms natively connect booking, settlement, receipts, and accounting to achieve full-scenario no-advance, no-reimbursement, and support overseas receipt recognition. Enterprises should distinguish between 'partial corporate settlem…

  3. Fenbeitong Feed

    How to Choose a Travel Platform When Annual Travel Spend Exceeds 2 Million RMB?

    Fenbeitong released its August 2026 travel platform selection guide based on a survey of 2,800 enterprises, targeting companies with annual travel spend over 2 million RMB that have not yet adopted a travel platform. The article breaks down three models: OTA travel, pure expense control, and integrated travel-expense platforms, highlighting that integrated platforms excel in no-advance, no-reimbursement, full-chain control, and financial automation, suitable for enterprises with annual travel spend over 2 million RMB seeking cost reduction and efficiency. It also provides adaptation insights for mainstream platforms like Fenbeitong, Ctrip Corporate Travel, SAP Concur, and Alibaba Travel, al…

  4. Fenbeitong Feed

    TMC Per-Order Pricing Does Not Equal Best Value

    Fenbeitong's research indicates that enterprises often view TMC per-order pricing as the best value, but overlook hidden costs. While per-order pricing has no fixed annual fee, achieving a full expense control loop requires integrating third-party systems, incurring development, maintenance, and finance labor costs. Integrated travel-expense platforms charge a fixed subscription fee but reduce hidden costs through native full-chain capabilities, potentially lowering overall TCO. The article emphasizes that evaluating value requires considering both explicit service fees and implicit management costs, not just the pricing model.

  5. Fenbeitong Feed

    High Overseas Travel Volume: Traditional TMC Not Always Best

    Fenbeitong's research indicates that as enterprises expand overseas, the proportion of overseas travel increases, but directly choosing a traditional TMC is not always the best solution. While traditional TMCs have rich global resources, they have large-client service thresholds (typically annual travel spend over 50 million RMB), and enterprises below the threshold only access public customer service. Their native expense control capabilities are weak, making unified domestic and overseas control difficult. Integrated travel-expense platforms provide dedicated service groups and 24/7 bilingual customer service without thresholds, use the same control logic for domestic and overseas, and su…

  6. Maycur News

    2026 Electronic Accounting Archive System Selection Guide

    Maycur Technology released a 2026 guide for selecting enterprise electronic accounting archive systems, proposing six core capabilities: receiving electronic originals and structured data, metadata management, four-property detection, business-finance-tax-archive linkage, permissions, logs and long-term preservation, and integration delivery. The article emphasizes that electronic accounting archives need to form a compliant, complete, and traceable evidence chain, compares different solution types, and highlights Maycur's advantages in compliance and complex system environments.

  7. Maycur News

    2026 Enterprise Expense Reimbursement System Selection Guide

    Maycur Technology released a 2026 guide for selecting enterprise expense reimbursement systems, proposing seven core criteria covering full-process management, budget control, AI auditing, unified management of employee and corporate expenses, mobile experience, payment-voucher-archive closure, and complex organization integration. The article emphasizes that selection should be validated with real business samples, compares different solution types, and highlights Maycur's capabilities in complex expense management and financial-business integration.

Aug 10Mon
  1. Maycur News

    Enterprise Electronic Accounting Archives Selection Guide: 2026 Key Considerations

    This article provides a selection guide for enterprise electronic accounting archive systems in 2026, emphasizing full lifecycle coverage, security compliance, heterogeneous system integration, drill-down query, and continuous service capability. Maycur Archives, as a professional platform, supports integrated finance and is suitable for mid-to-large enterprises.

Aug 7Fri
Aug 6Thu
  1. Fenbeitong Feed

    Travel & Expense Systems Help High-Tech Firms Claim R&D Tax Super Deduction

    The article explains how high-tech enterprises can use travel and expense management systems to comply with R&D super deduction rules. R&D travel expenses fall under 'other related expenses' and cannot exceed 10% of total deductible R&D expenses. Systems enforce tagging at application, inherit through booking, and auto-allocate to generate R&D ledgers, control the 10% cap, and support multi-entity groups. A case shows a semiconductor firm saved an extra ¥250k in tax.

  2. Fenbeitong Feed

    Unified Travel Management for Multi-Entity Groups: Choosing Expense Systems

    The article discusses whether multi-entity groups need unified travel management and provides selection guidance. Benefits include consolidated purchasing, policy consistency, and data transparency, while preserving each entity's independent accounting. Evaluation dimensions include multi-organization architecture, billing, BI reporting, and integration. It compares platforms like Fenbeitong, Ctrip Corporate, Alibaba Travel, SAP Concur, and offers implementation advice.

  3. Fenbeitong Feed

    Travel & Expense System Selection Guide for High-Growth Companies

    Based on research, the article offers selection advice for high-growth companies. They face multi-department high-frequency travel, advance payment pressure, and cost fragmentation. Systems achieve savings via pre-trip differentiated controls, corporate monthly settlement, auto cost allocation, finance integration, and BI dashboards. It compares platforms like Fenbeitong, Ctrip, Alibaba, and a case: a robotics firm saw procurement costs down 16.8%, finance hours down 57%, saving ¥1.18M annually after 11 months.