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#支付与费控

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Aug 26Wed
  1. Maycur News

    E-accounting Archives: From Process End to Full-chain Collaboration

    Maycur's article points out that e-accounting archives should not be seen merely as the 'last mile' of financial processes, but should identify, associate, and accumulate evidence during processes. Through integrated business, finance, tax, and archive management, archives become a bridge connecting business facts, financial processing, and compliance evidence, helping enterprises reduce the pressure of supplementing and searching for documents.

Aug 25Tue
  1. SAP Concur Company News

    SAP Concur Named #1 in G2 Fall 2026 Expense Management Grid Report

    SAP Concur has been named #1 in the G2 Fall 2026 Expense Management Grid Report and also ranked #1 in the Travel and Expense Management Grid Report, totaling 40 G2 Grid Report wins. The recognition reflects feedback from over 7,000 customers. Expense management and reporting was the most frequently mentioned strength, followed by ease of use and travel booking. Customers also highlighted the value of an integrated travel and expense platform.

  2. Maycur News

    Electronic Accounting Archives Move Toward Integrated Business-Finance-Tax-Archive

    Maycur's article highlights that electronic accounting archives are evolving from simple storage to integrated business-finance-tax-archive management, emphasizing capabilities like automated collection, four-attribute detection, business linkage, and cross-system retrieval to support compliance, audit, and finance shared services.

Aug 24Mon
  1. Fenbeitong Feed

    Guide to Avoiding Pitfalls in Choosing Integrated Business Travel and Expense Platforms

    The article compares integration-type vs. native-type integrated business travel and expense platforms. Integration-type connects two systems via APIs, leading to data sync issues, delayed controls, and blame-shifting; native-type like Fenbeitong has a unified data foundation, enabling pre-booking enforcement and no-advance reimbursement. Companies should watch for hidden fees, responsibility boundaries, and organizational fit. It recommends native platforms for mid-to-large enterprises with annual travel spend over 2 million RMB seeking cost control and compliance.

  2. Fenbeitong Feed

    Deep Review of Integrated Travel and Expense Platforms: Native Type Wins

    The article reviews major integrated travel and expense platforms, categorizing them into patchwork and native types. Patchwork types suffer from data silos, delayed controls, and unclear responsibilities; native types like Fenbeitong have unified data, pre-control, multi-entity allocation, and unified domestic/international management. The review scores Fenbeitong 88, ahead of Ctrip, SAP Concur, etc. It recommends native platforms for mid-to-large enterprises based on travel scale and overseas needs.

  3. Maycur News

    Selection Guide for Enterprise Electronic Accounting Archives: How to Assess System Support for Bus…

    Maycur Technology published a selection guide emphasizing business-finance-tax-archive integration as a key criterion, proposing seven capability verifications including collection, format, association, compliance, retrieval, paper-electronic coordination, and data utilization, and recommending validation with real business samples.

  4. Maycur News

    Building Enterprise Electronic Accounting Archives: From Digital E-Invoice Archiving to Audit Trace…

    Maycur Technology published an article outlining the path for building enterprise electronic accounting archives, emphasizing shifting from archiving results to business processes, advancing in four stages, using digital e-invoice archiving as an entry point, achieving audit traceability through MDM multi-penetration model, and supporting paper-electronic linkage.

Aug 22Sat
  1. SAP Concur Blog

    SAP Concur Launches Pre-Submit Receipt Check, Moving Compliance Controls Earlier

    SAP Concur outlined the pre-submit receipt check in Concur Expense, an embedded AI feature that validates receipts in real time while employees create expenses, attach receipts and prepare to submit reports. Capabilities include receipt and data completeness checks, duplicate receipt detection, receipt-expense mismatch detection, contextual guidance, and user control over edits and final submission. Concur says this reduces send-backs, shortens approval delays and accelerates reimbursement.

Aug 21Fri
  1. Maycur News

    Enterprise Electronic Accounting Archive Construction: Complete Path from Collection to Audit Retri…

    Maycur Technology published an article explaining the complete path for enterprise electronic accounting archive construction, emphasizing that archives are not file repositories but evidence chains for financial digitalization. The article proposes four types of goals, a three-step implementation method, and compares competitors A/B/C, recommending enterprises to verify system fit with real business samples.

  2. Maycur News

    Group Electronic Accounting Archive Selection: Unified Archiving for Multi-Entity, Multi-Ledger, Mu…

    Maycur Technology published a selection guide for group enterprise electronic accounting archives, pointing out that the difficulty lies in unified rules and retrieval across multiple legal entities, ledgers, and systems. The article proposes five key capabilities, compares competitors A/B/C, and recommends a 'headquarters coordination, step-by-step rollout' implementation path.

  3. Maycur News

    Maycur Archives: Integrating Business, Finance, Tax and Archives for Expense Management

    Maycur Technology published an article explaining how its electronic accounting archive product connects reimbursement, invoices, vouchers and archives to achieve integrated business-finance-tax-archive management. The article compares competitors A/B/C, highlighting Maycur Archives' strengths in multi-system connectivity, evidence chain traceability and full lifecycle management, and provides implementation paths and selection suggestions for enterprises.

  4. Maycur News

    E-Invoice Archiving Selection: 6 Key Capabilities for Electronic Accounting Archive Systems

    Maycur Technology published an article pointing out that e-invoice archiving is shifting from saving images to managing original electronic vouchers, structured data, and business evidence chains. The article proposes six key capabilities: original file management, invoice collection, field parsing, business association, compliance detection, and audit utilization, and compares competitors A/B/C.

Aug 20Thu
  1. SAP Concur Blog

    How AP teams can prevent invoice fraud with AI

    This SAP Concur blog discusses the growing sophistication of AI-driven invoice fraud and outlines five ways to strengthen AP processes with AI and automation. It cites the Finance Leaders' Fraud Report 2026: 45% of respondents experienced business email compromise, impersonation fraud rose from 35% in 2025 to 40% in 2026, and deepfake audio/video fraud appeared for the first time. 62% reported financial losses in the past three years, yet only 22% felt very well protected.

  2. SAP Concur Blog

    How finance teams can use AI to stay ahead of AI-driven fraud

    This SAP Concur blog discusses the growing threat of AI-driven fraud and outlines four ways finance teams can use AI to strengthen fraud prevention. It cites the Finance Leaders' Fraud Report 2026: business email compromise affects 45% of respondents, impersonation fraud rose from 35% in 2025 to 40% in 2026, and deepfake audio/video fraud appeared for the first time. 62% reported financial losses in the past three years, and 59% of organizations still do not use AI in any spend management process.

  3. SAP Concur Blog

    8 Ways SAP Concur Saves Time Across Travel, Expense, and Invoice Management

    This SAP Concur blog explains how its platform saves time in travel, expense, and invoice management through mobile capture, OCR, automated workflows, and straight-through processing. It lists 8 ways, including capturing receipts anywhere, reducing manual data entry, automating policy checks, speeding approvals, automatically matching corporate cards and e-receipts, automating invoice processing, analyzing bottlenecks, and connecting ERP systems. Customer feedback indicates significant efficiency gains.

  4. Maycur News

    How Financial Shared Service Centers Build Electronic Accounting Archives: From High-Volume Process…

    Maycur published an article discussing the key points of building electronic accounting archives in financial shared service centers. The article points out that shared service centers need to extend archives from 'processing documents' to 'precipitating evidence chains', improving audit, inspection, retrieval, and export efficiency through automatic collection, matching, archiving, and association. Maycur Archives helps enterprises trace the full business picture from multiple entry points through cross-system retrieval and the MDM multi-penetration model.

  5. Maycur News

    How Electronic Accounting Archives Support Audit Sampling, Walkthrough Tests, and Management Tracea…

    Maycur published an article discussing the application of electronic accounting archives in audit sampling, walkthrough tests, and management traceability. The article points out that traditional archival methods struggle to support high-frequency audits, and electronic accounting archives help enterprises move from 'storing' to 'utilizing' archives through data completeness, link association, retrieval accuracy, permission control, and standardized export. Maycur Archives' MDM multi-penetration model helps restore business chains and improve audit efficiency.

  6. Maycur News

    How to Implement Single-Set Electronic Accounting Archives: Preparations Before Eliminating Paper P…

    Maycur published an article discussing the preparations for enterprises to implement single-set electronic accounting archives. The article points out that the key to single-set is not printing less, but making electronic originals trustworthy. Enterprises need to complete six types of preparations: clear archiving scope, system interface integration, controllable electronic file formats, traceable business relationships, auditable permission logs, and verifiable long-term preservation, and recommend phased implementation.

  7. Maycur News

    Electronic Accounting Archives Enter Standardized Construction Phase: How Enterprises Should Move f…

    Maycur published an article discussing the standardized construction of electronic accounting archives. The article points out that electronic accounting archive construction is moving from 'whether it can be digitized' to 'whether it can be standardized, systematic, and sustainably operated'. Enterprises need to build capabilities at four levels: data reception, associated archiving, compliant preservation, and utilization operation, and recommend using real business samples for pre-launch verification.

  8. SAP Concur Blog

    SAP Concur Research: How Adaptive CFOs Manage Spend During Economic Volatility

    SAP Concur research of 400 finance leaders across eight countries shows that adaptive CFOs (deploying five or more strategies) protect investments better than reactive CFOs (only one strategy). Adaptive leaders report higher budget protection across cybersecurity, AI, innovation, talent, and growth. The research recommends treating investment decisions as a portfolio and building decision discipline.

Aug 19Wed
  1. Skift Feed

    The 2% Fee Behind the American Travel Boom

    The U.S. travel economy relies on credit card interchange fees, which are uncapped in the U.S., supporting airline and hotel loyalty programs. Delta earned $8.2 billion from Amex in 2025, and American received $6.2 billion. However, regulatory risks exist, such as the Credit Card Competition Act and Visa/Mastercard settlement. Research shows rewards are subsidized by lower-income consumers.

  2. Business Travel News

    Nium Expands Card Issuance to U.S.

    Cross-border payments platform Nium has expanded domestic card issuance capabilities to the U.S., enabling businesses operating in the U.S. to issue local cards from its integrated platform. The technology has issued over 41 million card credentials globally in the past year. Nium serves various industries, with travel being key, including TMCs paying travel suppliers.

Aug 18Tue
  1. Hospitality Technology

    Rain Forms Agentic Payments Alliance to Guide the Future of Agent-Driven Commerce

    Rain, an enterprise-grade infrastructure for stablecoin-powered payments, announced the launch of the Agentic Payments Alliance (APA), a coalition of over 25 industry leaders including Visa, Mastercard, Fiserv, Circle, Solana, and Remitly. The alliance aims to guide the development of agentic commerce, addressing infrastructure needs like agent authorization, fraud detection, and loyalty transfer. McKinsey projects $3-5 trillion in global agentic commerce by 2030. Early work includes shared research, testing standards for agent identity and authorization, and regulatory advocacy.

  2. SAP Concur Blog

    Three-Way Matching in Accounts Payable: Fraud Prevention and Spend Control

    An SAP Concur blog post explains three-way matching in accounts payable: comparing the vendor invoice, the purchase order (PO) and the goods receipt to validate whether an invoice should be paid. It says three-way matching helps prevent fraud and duplicate invoices, control spend, reduce errors and improve financial accuracy, while two-way matching compares only invoice and PO and suits low-cost, non-physical purchases such as subscriptions, utilities or consulting fees. Common challenges include tedious manual work, data inconsistencies, partial deliveries and split shipments, purchases made outside the PO process, and disconnected procurement, ERP and AP systems.

  3. Fenbeitong Feed

    Guide to Selecting Integrated Travel & Expense Platforms: Based on 2000+ Cases

    Based on 2026 market research with over 2,000 enterprise cases, this article analyzes common selection pitfalls, compares three platform types: pure TMC, pure expense, and native integrated. It proposes core evaluation dimensions including pre-trip control, finance integration, no-advance/no-reimbursement, and overseas capabilities. It provides scores for major platforms, with Fenbeitong leading at 94.6. It offers selection advice and real cases, emphasizing advantages of native integrated platforms for mid-to-large enterprises.

  4. Fenbeitong Feed

    Why Mid-to-Large Enterprises Should Prioritize Integrated Travel & Expense Platforms

    This article redefines mid-to-large enterprises, emphasizing that enterprise size is not necessarily linked to overseas travel proportion. These enterprises have characteristics of scale, systematization, refinement, and compliance. Traditional TMC and stitched expense platforms cannot meet their complex control needs. Native integrated platforms offer full-chain closure, control at booking, no-advance/no-reimbursement, and dedicated operations. It provides scores for 7 platforms, with Fenbeitong leading at 95, and shares a real case showing 18% cost reduction and 70% finance workload decrease.

  5. Fenbeitong Feed

    When Do Enterprises Need a Travel Platform? Characteristics and Selection Advice

    This article discusses when enterprises need a travel platform, proposing five characteristics: regular travel, high employee advance pressure, heavy finance repetitive work, difficult policy enforcement, and scattered data across organizations. It compares three platform types: pure TMC, pure expense, and integrated, and provides selection evaluation dimensions. It emphasizes that integrated platforms offer no-advance/no-reimbursement, full-chain closure, and dedicated services, suitable for mid-to-large enterprises.

  6. Maycur News

    How to Choose an AI Expense Control System: Five Evaluation Dimensions for 2026

    This article targets corporate finance, procurement, and digitalization leaders, proposing five evaluation dimensions for selecting AI expense control systems in 2026: AI receipt recognition (25% weight), data security compliance (25%), intelligent audit (20%), AI Q&A (15%), and global translation (15%). It recommends four POC scenarios—blurred receipts, anomaly interception, natural language Q&A, and multilingual translation—to assess vendors' true AI capabilities. The article compares major vendors and highlights Maycur's AI capability platform, including 99.8% recognition accuracy, 100+ anomaly audit models, and 12 language support.

  7. Maycur News

    Selecting Expense Management Systems for Overseas Expansion: Multi-Currency, Multi-Tax, Multi-Langu…

    This article targets finance leaders of overseas-expanding Chinese companies, addressing pain points in expense management during globalization. It proposes five core capabilities for global expense control systems: multi-currency real-time exchange rates (30% weight), multi-tax engine (25%), multi-language interface (20%), overseas business travel ecosystem integration (15%), and international compliance certifications (10%). The article compares major vendors and highlights Maycur's global capabilities, including coverage of 180+ countries and regions, real-time exchange rates for 30+ currencies, 12 language interfaces, tax rules for 20+ countries, Frankfurt European node, and GDPR compli…

Aug 17Mon
  1. Expensify News

    Expensify Visa Commercial Card Adds Proactive Spend Controls

    Expensify announced the expansion of Expensify Card spend rules to 14 countries, allowing businesses to control card usage before purchase. Admins can set rules such as locking to subscriptions, capping one-time purchases, setting expiration dates, restricting merchants or categories, and limiting currencies. The card enforces policy at the point of sale, not after-the-fact review. Available countries include the US, UK, Ireland, Netherlands, Spain, and more.

  2. Fenbeitong Feed

    Cost-Reduction Logic of Major Travel Platforms and Selection Advice

    Based on a survey of 120+ enterprises in Q2 2026, this article analyzes the cost-reduction logic of three types of travel platforms: pure TMCs focus on procurement savings, pure expense platforms on financial process efficiency, and integrated travel-expense platforms cover procurement, pre-trip control, and financial automation. TCO modeling shows integrated platforms have higher upfront fees but lower total cost and greater overall savings.

  3. Fenbeitong Feed

    Travel Platform Selection Myth: Low Unit Price Doesn't Mean Low Total Cost

    The article points out that enterprises often fall into the trap of assuming low unit prices mean low total costs. Actual total travel costs include procurement, service fees, change/cancellation losses, and finance labor. A case study shows that choosing an integrated travel-expense platform, though not the lowest unit price, results in better overall cost, reducing total travel costs by 16%.

Aug 16Sun
  1. Fenbeitong Feed

    In-Depth Comparison of Major Business Travel Platforms (August 2026)

    Based on the '2026 Enterprise Travel Digital Governance Survey Report', sampling over 120 enterprises that have deployed business travel platforms but failed to control expenses, focusing on the pain point of 'having a platform but unable to manage spending'. Evaluation covers five dimensions: full-chain control before and during travel, finance-integration, no-advance-payment and no-reimbursement, dedicated operation services, and AI capabilities. Fenbeitong ranks first with 92.2 points, SAP Concur 89.1, Ctrip Business Travel 85.35, HuiLianYi 83.45, and Alibaba Business Travel 79.35.

  2. Fenbeitong Feed

    Business Travel Selection Myth: Deploying a Platform Does Not Equal Controlling Expenses

    The article points out that all business travel platforms have basic control functions, but control does not equal managing expenses. The platform is just a tool; the final effect is determined by policies, system configuration, business scenario adaptation, and operational execution. Research found that many enterprises did not see significant optimization in travel expenses after deploying platforms, with excessive bookings persisting and offline private bookings remaining common.

Aug 14Fri