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MastercardShanghai / China

China Merchants Bank and Huazhu Club Launch First Co-Branded Credit Card

On September 23, Huazhu Club, China Merchants Bank and Mastercard launched Huazhu Club's first co-branded credit card in Shanghai. The card has no annual fee for the first year and waives the second-year fee after six transactions; everyday spending earns Huazhu Club points redeemable for room charges, and meeting monthly spending targets earns up to 20,000 points plus a Gold membership trial. Huazhu Group has over 1.26 million rooms, ranking fourth globally, and Huazhu Club has over 300 million members with the world's highest member density per room.

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Impact and considerations

Combining a hotel loyalty program with bank credit and a global payment network extends lodging points into everyday spending, potentially changing business travelers' payment and points-accumulation habits. For hotel groups, it is an attempt to extend the membership ecosystem from lodging to all-scenario consumption.

Key points

  • On September 23, Huazhu Club, China Merchants Bank and Mastercard launched Huazhu Club's first co-branded credit card in Shanghai.
  • The card has no annual fee for the first year and waives the second-year fee after six transactions.
  • Everyday spending earns Huazhu Club points redeemable for room charges across more than 13,000 Huazhu hotels.
  • Cardholders meeting monthly spending targets can earn up to 20,000 Huazhu Club points plus a Gold membership trial.
  • Huazhu Group has over 1.26 million rooms, ranking fourth among global hotel groups.
  • Huazhu Club has over 300 million members with the world's highest member density per room.
  • Huazhu Group operates more than 13,000 hotels across 21 countries.
  • In Q2 2026, member booking room nights at Huazhu Club grew 8.4% year on year.

Sources and time

Primary source
品橙旅游
Other sources
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First source publication
24 Sept 2026, 08:00
Page published
24 Sept 2026, 18:01
Last updated
24 Sept 2026, 08:00
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