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#差旅与费用

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Sep 15Tue
  1. SAP Concur Blog

    How World Vision Balances Global Spend Management with Local Realities

    World Vision operates humanitarian programs across more than 100 countries, including fragile settings where stable internet, electricity, and even card-based payments cannot be assumed. In an SAP Concur Conversations episode, Global Spend Management Director Ben Andrews and Global Spend Manager Bob Perkinson described an approach built on flexibility, governance, trust, and responsible innovation rather than rigid mandates: technology must fit local infrastructure, standardization must leave room for localization, buy-in is built by giving regional and national leaders a stake, and Concur-based visibility helps demonstrate the donor promise. On AI, World Vision focuses on proven use cases…

Aug 22Sat
  1. SAP Concur Blog

    SAP Concur Launches Pre-Submit Receipt Check, Moving Compliance Controls Earlier

    SAP Concur outlined the pre-submit receipt check in Concur Expense, an embedded AI feature that validates receipts in real time while employees create expenses, attach receipts and prepare to submit reports. Capabilities include receipt and data completeness checks, duplicate receipt detection, receipt-expense mismatch detection, contextual guidance, and user control over edits and final submission. Concur says this reduces send-backs, shortens approval delays and accelerates reimbursement.

Dec 16Tue
  1. SAP Concur Blog

    SAP Concur: AI-Generated Receipts Challenge Human Audits, Verify Detection 18x Higher

    SAP Concur says AI-generated receipts are evading traditional human audits because they are visually realistic and can have metadata stripped or faked. Its AI-powered auditing solution Verify has helped customers identify thousands of AI-generated receipts, with a detection rate roughly 18 times higher than earlier checks focused only on known online receipt generators. Chris Juneau, senior vice president and head of Product Marketing at SAP Concur, said about 1% of reviewed receipts have been flagged as potentially AI-generated, created by tools including ChatGPT, Gemini and Stable Diffusion, and that AI is not increasing the frequency of expense fraud but changing how it occurs. With near…

Oct 21Tue
  1. SAP Concur Blog

    SAP Concur: Client Trust Depends on Expense Report Transparency and Compliance

    A SAP Concur blog post notes that consulting firms still rely on fragmented processes for travel and expense (T&E), leading to reduced productivity, increased compliance risks and lack of visibility. IDC notes that manual T&E oversight can cost consultants up to 30% of their time in non-billable admin tasks. Inconsistent expense data or incomplete audit trails can raise client doubts about accuracy, transparency and control. More consultancies are adopting AI-enabled T&E solutions to improve efficiency, compliance and client trust.

  2. SAP Concur Blog

    IDC Releases AI-Enabled T&E Maturity Model, Names SAP Concur a Leader

    IDC released 'Beyond Reports: The AI-Enabled T&E Maturity Model for Unlocking Business Intelligence', proposing a five-stage T&E maturity model covering technology and AI, digital payments, data and integration, people and culture, and governance and compliance. The model progresses from foundational automation to an ecosystem, with AI use deepening at each stage. IDC MarketScape reports named SAP Concur a Leader in AI-enabled T&E solutions four times.

Oct 20Mon
  1. SAP Concur Blog

    SAP Concur Named a Leader in Four IDC MarketScape T&E Software 2025 Assessments

    SAP Concur was named a Leader in four IDC MarketScape T&E software 2025 assessments, covering enterprise, midmarket, small business and corporate travel booking, and was the only vendor earning the Leader distinction across all four reports. IDC identified three key strengths: an extensive and mature feature set, strong global presence and support, and a robust integration ecosystem. SAP Concur covers 170-plus countries, over 30 languages, has 1,200+ partners, and serves more than 92 million users and 46,000 businesses globally.

  2. SAP Concur Blog

    SAP Concur Launches Joule Agents to Reshape T&E Management

    SAP Concur is introducing Joule agents within Concur Travel & Expense, including the Booking Agent, Receipt Analysis Agent, Meeting Planning Agent, and Expense Report Validation Agent. The Receipt Analysis Agent and Booking Agent are available now, while the Meeting Planning Agent and Expense Report Validation Agent are planned for early 2026. The base Joule AI copilot is available at no cost to all customers.

Oct 13Mon
  1. SAP Concur Blog

    SAP Concur and Uber for Business Integration Simplifies Ground Travel

    SAP Concur and Uber for Business have integrated to automatically flow business rides into SAP Concur expense reports with trip details, eliminating lost receipts and confusion between business and personal rides. Companies can track spending in real time, identify trends, and ensure policy compliance via the Uber for Business dashboard. Employees can enjoy an exclusive Uber One discount.

Oct 10Fri
  1. SAP Concur Blog

    SAP Concur Data: Benchmarking for Smarter T&E Spend

    SAP Concur released T&E benchmarking analysis based on its processed data. From 2022 to 2023, airfare spending rose over 18% with bookings up 20%; first class dropped 84%, economy rose 36%, and business class rose 22%. Hotel spend jumped 24% while corporate tool bookings grew only 4.2%. Total meal spend rose 20%, with average meal cost rising slightly from $21.69 to $22.89. Missing receipts climbed 17%, associated spend rose 29%, and expense reports with exceptions increased nearly 10%.

Aug 28Thu
  1. SAP Concur Blog

    Energy & Utilities Face Rising T&E Automation Compliance Pressure

    A SAP Concur blog post notes that energy and utilities companies must comply with safety mandates such as NERC Critical Infrastructure Protection standards and sustainability guidelines including CDP, SASB and GRI. A survey found 34% say their current T&E solution will not meet evolving requirements over the next two years, 33% use a solution without sustainability tracking, and 44% treat sustainability data capture as a requirement of their T&E solution. The post argues automation and AI can cut manual errors, strengthen audit and cybersecurity, citing SAP Concur data that AP automation saves 12 hours per week per finance employee.

Aug 20Wed
  1. SAP Concur Blog

    SAP Concur Publishes Practical Guide to Business Expense Management for SMBs

    SAP Concur published a guide for small and midsize businesses on managing business expenses, noting that SMBs can be overwhelmed by expense data without a systematic approach. The guide defines business expenses and categorizes them, including operating expenses, payroll, office supplies, professional services, insurance, software subscriptions and travel expenses, while distinguishing capital expenses. It highlights the inefficiency and risks of spreadsheet-based management, such as manual entry errors, outdated data, delayed reimbursement, and elevated policy-violation and fraud risk, and recommends separating business and personal finances, standardizing expense categories, adopting mobi…

Aug 18Mon
  1. SAP Concur Blog

    Why Mid-Market Finance Leaders Are Rethinking Expense Policies

    SAP Concur argues that amid hybrid work, rising compliance risks and tighter margins, expense policies are shifting from paperwork to a strategic asset. It lists three signs of an outdated policy: teams still emailing spreadsheets to claim mileage, frequent employee questions about whether a claim is allowed, and finance discovering out-of-policy spend after the money is gone. Outdated policies lead to inconsistent tax and audit compliance, employee confusion over reimbursables, manual processes that delay reporting and skew forecasting, and hidden overspend in decentralized or remote teams. The article recommends clear guidelines, automated workflows, real-time spend visibility and flexibl…

Jun 3Tue
  1. SAP Concur Blog

    SAP Concur: Scaling Corporate Travel and Expense Solutions While Meeting Employee Needs

    A SAP Concur blog post says 53% of travel and expense decision-makers report major business consequences from the inability to scale and adapt T&E solutions, and 78% want a single platform for both travel and expense. It advises companies to scrutinize processes and systems, prepare for new-market regulations and data-security risks, improve spend visibility, and build a global model with region-by-region deployment. It also stresses listening to employees, especially Millennials and Gen Z, on policy transparency, social value, simplified technology, and NDC, citing views from Unisys and NYU.

May 28Wed
  1. SAP Concur Blog

    SAP Concur: How Hyperautomation Streamlines Travel and Expense Management

    A SAP Concur blog post explains hyperautomation in travel and expense management. It says hyperautomation combines AI, machine learning, and robotic process automation to automate receipt submission, reimbursement approvals, compliance checks, and cross-jurisdiction reconciliation, reducing manual errors and fraud risk. It also mentions intelligent process discovery to pinpoint bottlenecks, intelligent document processing to extract and validate receipt data, and real-time analytics for budget forecasting and vendor performance tracking. SAP Concur says it supports over 46,000 companies.

May 8Thu
  1. SAP Concur Blog

    SAP Concur: Direct vs. indirect spend and why it matters

    A SAP Concur blog post explains the difference between direct and indirect spend: direct spend is tied to producing goods or services and affects cost of goods sold (COGS) and profit margins, while indirect spend supports operations without directly contributing to production, including employee travel and expenses (T&E), and is decentralized, frequent, and harder to track and control. The post states that companies adopting an integrated travel and expense (T&E) solution see 21% savings in travel bookings and expense reporting, 20% lower invoice processing costs, and a 26% increase in policy compliance.

Apr 29Tue
  1. SAP Concur Blog

    SAP Concur: Strengthening Expense Reporting Resilience with AI and Automation

    A SAP Concur blog post argues that modern expense reporting and accounts payable (AP) management should start with AP automation, then build resilience through AI and cybersecurity investment and a rethink of ESG. Its research shows 71% of companies say integrated, AI-enhanced travel and expense (T&E) technology improves expense-related fraud detection, and that adding automated AP solutions to integrated T&E solutions yields 22% annual cost savings. It also recommends spend-request tools to approve and control spending before it occurs and AI-embedded invoice solutions to deter fake vendors, duplicate payments and other fraud, while stressing financial storytelling to win leadership suppor…

Mar 24Mon
  1. SAP Concur Blog

    SAP Concur Releases Guide on Managing Allowable Expenses

    SAP Concur released a guide on managing allowable business expenses, defining allowable expenses (e.g., business travel, business meals, client entertainment) versus non-reimbursable expenses (personal costs, excessive spending). The guide notes ACFE estimates 5% of annual revenues lost to fraud in a typical organization, most commonly asset misappropriation such as padding travel and expense claims. Automated T&E solutions can compare every line item against policies to flag non-compliance or potential fraud. SAP Concur research shows integrated T&E solutions can increase policy compliance by 26% and save 20% in invoice processing.

Jun 26Wed
  1. SAP Concur Blog

    The connection between T&E tools and organizational productivity

    A SAP Concur blog post cites survey and IDC analysis data on how travel and expense (T&E) tools affect productivity. IDC's analysis of select SAP Concur customers found the time needed to book a trip fell 54% with Concur Travel, employees completed expense reports 43% faster with Concur Expense, and reimbursement time was cut in half. The post says organizations adopting SAP Concur solutions saw a 48% reduction in user time costs, saving about $777,000 annually in travel- and expense-related costs.

Jun 24Mon
  1. SAP Concur Blog

    SAP Concur: Pairing ERP with Spend Management Can Fast-Track ROI

    A SAP Concur blog post argues that because ERP implementations require significant time, effort and money without immediate ROI, companies should implement a spend management solution alongside a new ERP. It says spend management can integrate spend data with systems such as HR, eliminate manual expense steps, enhance compliance and cap overspending. SAP Concur recommends integrating ERP with its travel and expense (T&E) solutions for a holistic view of spend and automating manual expense processes.

  2. SAP Concur Blog

    SAP Concur: Automated T&E Can Balance People, Business and Sustainability

    A SAP Concur blog post says business travel must balance employee, business and environmental needs, and that an automated spend management system can clamp down on out-of-policy spend while giving employees more autonomy. It cites data: 90% of senior finance leaders agree their key task is to prepare for the unexpected; 67% of business travelers say travel is critical for career advancement; 88% were forced to take unanticipated steps in the past 12 months due to delays, cancellations or re-routing; and 92% would decline a trip for safety, social or environmental concerns or work-life balance impact. It also presents Campari Group, KUKA and Standard Chartered Bank cases using SAP Concur to…

Jun 7Fri
  1. SAP Concur Blog

    SAP Concur: Essential Financial KPIs for Strategic Spend Analysis

    A SAP Concur blog post outlines essential financial KPIs for travel and expense (T&E) spend analysis, including total spend, category spend breakdown, supplier performance, traveler behavior, cost per trip, compliance rate, report cycle time and ROI. It says KPIs can improve spend visibility, cost control, process efficiency and decision-making. It also cites the Analysis Mason 2022 study: solutions like SAP Concur helped organizations achieve a 28% reduction in excess mileage claims, a 26% decrease in budget overspending and a 26% increase in tax reclaim.

  2. SAP Concur Blog

    SAP Concur: The Asynchronous Work Trend and Strategies for Finance Teams

    A SAP Concur blog post discusses asynchronous work, where employees can work without needing to engage in real time. It cites an EY study of more than 16,000 employees: nine out of 10 want flexibility in when and where they work, and more than half would leave their company for a more flexible arrangement. It lists benefits such as improved planning, focus, cross-time-zone workflow, talent pool and job satisfaction, and challenges such as lack of immediate feedback, miscommunication and information overload. It recommends finance teams implement asynchronous work through clear communication, policies and procedures, technology, self-service resources and regular feedback.

Jun 4Tue
  1. SAP Concur Blog

    SAP Concur: Benefits of Virtual Cards for Business and Travel Expense Management

    A SAP Concur blog post explains virtual corporate cards—digital payment methods that exist only online—for online transactions and accounts payable. It says virtual cards can streamline financial processes such as credit card reconciliation and cash flow management, enhance security through single-use card numbers, customized controls and compliance records, and optimize travel expense management through simplified booking, automated reporting and policy compliance. It also says virtual cards can speed invoice payments, reduce errors and strengthen vendor relationships.

May 2Thu
  1. SAP Concur Blog

    What a Cash Flow Statement Is and Why It Matters for Expense Management

    SAP Concur explains what a cash flow statement is and why it matters: cash flow is the net balance of cash entering and leaving a business at a specific point in time, flowing out when inventory is bought and in when customers buy products. Rent, utilities, payroll, and bank and credit card fees make cash flow complex, and credit terms and financing can push payments later. A cash flow statement typically has three sections—operations, investing, and financing—and can be prepared using the direct or indirect method. The article also lists strategies to improve cash flow, including customer credit checks, leasing instead of buying, early-payment discounts, better inventory management, prompt…

Apr 16Tue
  1. SAP Concur Blog

    What Is Fraud Prevention? Key Points for Corporate Expense and Travel Fraud Control

    SAP Concur explains fraud prevention in practice. The article says fraud prevention cannot be a check-the-box exercise and must go beyond simple compliance with proactive strategies to reduce risk; many organizations lack the right policies and processes because they trust employees or haven't had a major issue yet, and too often such companies are experiencing fraud but failing to uncover it. Citing ACFE, the article says 5% of the typical organization's annual revenues are lost to fraud, and 86% of fraud cases involve asset misappropriation, including padding travel and expense claims. Measures include enterprise-wide risk assessment (EWRA), segregation of duties, authorization controls,…

  2. SAP Concur Blog

    Right Tools and Approach Improve Spend Visibility and Control

    SAP Concur discusses how companies can improve spend visibility and control. The article says that amid recent turbulence and change, controlling and seeing company spending is more important than ever; while many businesses have automated and improved processes, opportunities remain to achieve better visibility, efficiency, compliance, and insight. It lists seven capabilities to look for in spend management solutions: consolidating data into a single platform; capturing every travel booking (such as Concur TripLink); integrating travel, expense, and invoice data into ERP; automating mileage (such as Drive); empowering budget managers (such as Budget and Concur Request); leveraging AI tools…

  3. SAP Concur Blog

    What Is System Integration and What Are Its Advantages?

    SAP Concur explains system integration and its advantages. The article says that with more tech tools and rapid cloud adoption, tech stacks have become increasingly complex, making it essential that everything connects properly and works consistently. System integration combines different systems and applications into a cohesive workflow, making data sharing easier and ensuring accuracy across the organization. Benefits listed include enhanced efficiency (eliminating manual data entry, reducing duplication, automating repetitive tasks); improved decision-making (real-time access to data from different sources); cost savings (reducing operating expenses, eliminating redundant systems); compl…

Apr 12Fri
  1. SAP Concur Blog

    Reduce Fraud with Technology, Policy, and Other Tools You Have

    SAP Concur explains how to prevent and detect expense fraud. The article says 62% of organizations report financial losses from fraud within the last three years, and that preventing internal and external fraud and building compliance go hand in hand. It outlines four steps: update spending policies to clearly reflect current business needs and communicate them through automated travel and expense solutions; use automated T&E technology to deter fraud, such as integrating credit card data, applying automated audit rules, requiring electronic receipts, and supporting external audit programs; monitor and analyze spend data with reporting tools to spot patterns such as duplicate expenses; and…

Nov 2Thu
  1. SAP Concur Blog

    SAP Concur Releases Travel and Expense Performance Benchmark Report

    SAP Concur released a Travel and Expense Performance Benchmark Report based on data from its top 25% best-performing customers worldwide, helping businesses compare metrics such as expense approval time, rejection rates, corporate card usage, and booking channel visibility. Data is broken down by global region and company size (under 1,000 and 1,000+ employees), with a worksheet to help identify gaps and develop improvement plans.

Oct 26Thu
  1. SAP Concur Blog

    SAP Concur Releases AI Whitepaper: Solving Business Problems with a Human Focus

    SAP Concur released an AI whitepaper detailing nearly a decade of embedding AI in travel and expense solutions, citing survey data: 82% of finance leaders hope AI improves operational efficiency, 62% see it as essential for managing uncertainty, and only 11% of finance managers demonstrate digital competency. The article also outlines AI applications in cost estimation, receipt itemization, and mobile expense reporting.

Oct 24Tue
Oct 23Mon
  1. SAP Concur Blog

    Change is Constant. Here's How Your Business Can Get Ready

    SAP Concur's blog publishes a business resilience guide, noting 90% of CFOs agree their top task is preparing for the unexpected. The article offers four ways to future-proof: using a single cloud platform for travel, expense, and invoice data; gaining visibility through advanced analytics; improving employee experience; and measuring progress with benchmark reports.

Aug 23Wed
  1. SAP Concur Blog

    SAP Concur and NACo Discuss Finance Transformation for County Governments

    SAP Concur and the National Association of Counties (NACo) hosted a webinar on finance transformation for county government organizations. The article notes that counties face tight budgets, changing regulations, and rising demands for transparency and accountability. Finance transformation can improve efficiency and accuracy, address workforce changes, and strengthen compliance and accountability. Steps include evaluating the current state, defining objectives, developing a road map, and engaging stakeholders.

  2. SAP Concur Blog

    SAP Concur Community for Public Sector: Three Reasons to Join

    SAP Concur published a blog outlining resources and collaboration opportunities in its public sector community for professionals in regulated industries. The community offers dedicated industry groups for federal, state, and local government, higher education, government contracting, and healthcare, helping members discuss challenges, share best practices, and refine their organizations' travel, expense, and invoice policies.

Aug 16Wed
  1. SAP Concur Blog

    SAP Concur: How AI Will Transform T&E

    SAP Concur published a blog on AI applications in travel and expense (T&E) management. It cites IDC data that 45% of businesses see opportunities for AI to improve payments, expense management, and analytics. SAP Concur's Verify uses AI to automatically audit expense reports, and ExpenseIt reduced returned reports from 14% to 1.2%. In 2022, $1.6 billion in spending exceptions went unexamined, while Verify automatically audited 97% of 2.8 million reports between January 2022 and June 2023.

Aug 14Mon
  1. SAP Concur Blog

    Concur Expense Automates Expense Management: Customers Report Significant ROI

    SAP Concur published a blog detailing Concur Expense features and the ROI customers achieved. After implementing expense management automation, customers reported a 47% reduction in missing receipts, 32% reduction in approval time, 28% reduction in mileage excess claims, 26% reduction in budget overspending, and 26% increase in tax reclaim savings. Efficiencies resulted in an estimated 148 hours saved per week, $54K saved annually, and positive ROI in 7 months.

Feb 7Tue
  1. SAP Concur Blog

    SAP Named a Leader in IDC MarketScape 2022-2023 Travel and Expense Report

    SAP Concur's blog states SAP was named a Leader in the IDC MarketScape: Worldwide SaaS and Cloud Enabled Travel and Expense Applications for Enterprise 2022-2023 Vendor Assessment. The article cites IDC research on market trends including continued emphasis on health and safety, sustainability and diversity, more in-company travel amid remote work, demand for easy-to-use fully digital solutions, and greater acceptance of corporate cards. SAP Concur also launched a Travel & Expense Maturity Assessment tool.

Feb 6Mon
  1. SAP Concur Blog

    CFOs Remain Committed to Digital Tools Despite Inflation

    SAP Concur's blog notes that despite global inflation and recession concerns, many CFOs expect investment in digital tools that deliver efficiency and insights to continue. The article cites views from SAP CFOs across regions, covering sustainability, recruitment and retention, and confronting inflation-related challenges. CFOs can view digital transformation as a way to boost enterprise resiliency and navigate major disruptions like recession.

Aug 23Tue
  1. SAP Concur Blog

    Spend Compliance Challenges for Utility and Energy Companies

    An SAP Concur blog post notes that utility and energy companies must comply with municipal, state, and federal regulations, including those of the Federal Energy Regulatory Commission (FERC), yet many still rely on multiple outdated, on-premises legacy financial systems to maintain and audit employee spend data. This makes it hard to see how money is spent and by whom, review and control spend before it happens, enforce compliance with spend policies and financial regulations, spot data patterns hidden across channels or systems, and actively identify and mitigate spend fraud, waste, and abuse. The post recommends modernizing and automating systems to insert controls at the point of purchas…

Aug 18Thu
  1. SAP Concur Blog

    T&E Policy: Easy to Write, Hard to Get Followed

    An SAP Concur blog post argues that the key to an effective travel and expense (T&E) policy is not getting people to read it but getting them to actually do it. It notes that cramming in all the rules, regulations, and restrictions senior executives want does not guarantee anyone will follow, understand, or even read them. The post suggests organizations ask whether current policies are flexible enough to meet ever-changing governmental requirements and fast-moving health restrictions, whether they adequately address traveler safety and wellness, and whether sustainability is included. SAP Concur also released an eBook on writing effective T&E policy, covering how to get C-suite buy-in, est…