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#风险管理

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Sep 18Fri
  1. Brazil ANAC News

    Brazil's ANAC Releases Best-Practice Guide on Wildlife Dispersal at Airports

    Brazil's National Civil Aviation Agency (ANAC) reports that the National Wildlife Risk Committee (CNRF), linked to the National Committee for the Prevention of Aeronautical Accidents (CNPAA), has published a Best-Practice Guide for Wildlife Dispersal at Brazilian Airports. Prepared by a committee working group, the guide gathers dispersal techniques, airport experiences and recommendations to support operators, managers and professionals in wildlife risk management and operational safety. Drawing on information from 18 airports across 12 states, it covers the characteristics, limitations and application of each technique, and stresses selecting tools according to aerodrome, species and envi…

Aug 23Sun
  1. BCD Travel RSS

    Improve Travel Intelligence and Visibility

    BCD Travel emphasizes that resilient travel programs need visibility and intelligence. Visibility understands current situations; intelligence helps anticipate change, evaluate options, and respond quickly. Practices include real-time traveler tracking, proactive travel monitoring, market monitoring, destination risk intelligence, data-driven insights, and automated workflows. Intelligence extends beyond traveler safety to supplier performance and market shifts.

  2. BCD Travel RSS

    How to Design a Resilient Travel Program

    BCD Travel states that resilient travel programs are built on flexible policies, strategic supplier relationships, cross-functional ownership, and connected digital experiences. Supplier strategy is key; over-reliance on few suppliers increases risk. Diversify supplier portfolios, build contract flexibility, maintain alternatives in key markets. Continuously evaluate supplier performance, not just annual sourcing cycles.

Aug 2Sun
  1. BCD Travel RSS

    BCD Launches Tripsource Insights to Unify Travel, Payment, and Risk Data

    BCD Travel launched Tripsource Insights this summer as a core capability within the Tripsource platform, integrating data from BCD systems and supplier sources into one interface. It provides corporate travel and finance leaders with a unified, real-time view of travel spend, payment activity, and traveler risk. Using AI and NLP, the platform supports daily program management, helping optimize spend, monitor performance, and ensure compliance.

Mar 30Mon
Aug 28Thu
  1. SAP Concur Blog

    The Critical Role of Compliance Teams in Corporate Governance

    A SAP Concur blog post argues corporate compliance has moved from a back-office function to a business imperative. 77% of business leaders say detecting and managing risk is at an all-time high and nearly three-quarters worry they are falling behind. It outlines compliance team roles (officers, auditors, legal advisors, analysts) and responsibilities spanning regulatory compliance, policy development, risk assessment, monitoring, training and incident response, citing ACFE data that organizations lose up to 5% of annual revenue to fraud.

  2. SAP Concur Blog

    How Smarter Spend Management Supports AML Compliance

    A SAP Concur blog post states financial crime accounts for up to 5% of global GDP, with an estimated $800 billion to $2 trillion laundered annually. In the U.S., financial institutions face penalties of up to $500,000 per violation. It says organizations handling international travel, cross-border payments or complex expense categories must comply with AML rules, and describes how real-time transaction monitoring, enhanced due diligence, intelligent risk assessment and simplified reporting can reduce compliance risk.

Jul 31Thu
  1. SAP Concur Blog

    Risks of Non-Compliance and Mitigation Strategies: SAP Concur's View

    A SAP Concur blog post discusses the risks of corporate non-compliance, including legal and financial consequences, reputational damage, operational disruptions, and fraud and financial loss. Citing ACFE data, it notes about 5% of revenue is lost to occupational fraud annually, with a median loss of $145,500. It recommends clear policies, formal approval workflows, automated compliance tools, and employee training.

Jul 10Wed
  1. SAP Concur Blog

    A beginner's guide to business compliance: tax digitization, ESG, AI, and data security

    A SAP Concur blog post, produced with Accenture, examines internal and external compliance areas for businesses, including tax digitization, ESG, AI, cybersecurity, and internal spending. It cites data that 77% of business leaders say detecting and managing risk is harder than ever and 72% say their risk management capabilities haven't kept up. It suggests spending and tax management solutions can streamline global processes and identify taxable spend and reclaimable VAT.

Mar 26Tue
Nov 28Tue
  1. SAP Concur Blog

    Travel Management Solutions for Small Businesses

    An SAP Concur blog post explains the definition, technology applications and recommendations for small business travel management. Travel management is the disciplined practice of using policies to track and coordinate aspects of business travel, covering policy development, vendor management, reimbursement approval, cost monitoring and reporting. The article recommends small businesses use technology platforms to reduce travel costs, simplify booking and reimbursement, access support, obtain better rates, enable 24/7 access, manage risk and generate consolidated reports.

Oct 24Tue
  1. SAP Concur Blog

    The New Challenges of Tax Compliance Management and How to Overcome Them

    SAP Concur's blog discusses new challenges in corporate tax compliance management, including diverse employee benefits, tax complexity under hybrid work models, and changing VAT regulations. The article notes many organizations still manage tax compliance manually while tax authorities have digitally transformed, requiring automation tools and cross-department collaboration to reduce risk.

Oct 23Mon
  1. SAP Concur Blog

    SAP Concur Research: Nine in 10 CFOs Say Preparing for the Unexpected Is Their Key Task

    SAP Concur research shows nine in 10 CFOs agree their key task today is preparing the business for the unexpected. The upcoming CFO Insights Report: A New Role in Managing Uncertainty examines how growing uncertainty has pushed CFOs toward forecasting and risk management, covering investments in analytics and AI, sustainability reporting pressure, mid-size organization challenges, and the evolving CFO relationship with C-suite peers such as CHROs.

Oct 9Mon
Sep 14Thu
May 3Wed
  1. SAP Concur Blog

    10 Tips for a Duty of Care Program That Supports All Employees

    SAP Concur published 10 tips for building a future-proof duty of care program, covering establishing a crisis management team, leveraging AI for travel risk management, implementing an emergency contact system, updating safety policies, using risk intelligence to assess country-specific threats, deploying an employee tracking system, enabling two-way communication, integrating global medical support, fostering a culture of care, and refining crisis communication with automated alerts. It cites Wakefield's 2024 Global Business Travelers Report: 95% of business travelers are open to AI-enabled booking options, nine in ten would decline a trip for safety, social, or environmental concerns, and…

Feb 23Thu
  1. SAP Concur Blog

    SAP Concur and TransferMate Release Business Continuity Plan Whitepaper

    SAP Concur partnered with B2B payments expert TransferMate to release a business continuity plan whitepaper and template. The article notes that unexpected disruptions such as floods, tornadoes, snowstorms, cyberattacks or sales spikes can have ruinous effects on operations and the bottom line. By crafting and testing a business continuity plan, companies can build remote work processes, advance digital solutions and stress-test systems and vendors to respond to unforeseen events more comprehensively.

Dec 13Tue
Jun 29Wed
  1. SAP Concur Blog

    SAP Concur: Business Continuity Planning Lessons from COVID-19

    SAP Concur blog interviewed experts from TransferMate and Taxback Group on how companies can create effective disaster recovery and business continuity plans. Experts recommend starting with existing controls, conducting a business impact assessment, testing recovery capabilities, and ensuring executive involvement. The article stresses acting early, continuous communication, and leveraging technology to improve remote operational agility.

  2. SAP Concur Blog

    EY Sheds Light on 3 Key Business Travel Risk Areas

    EY, through SAP Concur, offers an end-to-end travel management solution to help corporations manage business travel risks. The article identifies three key risk areas: trade risks (rising protectionism is the biggest risk, with US-China business travel suppressed), tax risks (129 countries pledged to implement BEPS, tax authorities may demand permanent establishment), and talent risks (countries protect domestic workers, such as EU posted-worker regulations). EY's service provides real-time assessments of travelers' tax, immigration, and EU posted-worker obligations.

  3. SAP Concur Blog

    Use Technology to Keep Your Travelers Safe

    SAP Concur published an article on using technology to enhance traveler safety. It highlights three key areas: locating employees (bringing direct bookings into the travel program to track locations), communication (providing automatic notifications and two-way communication tools), and informing travelers (offering safety scores and heat maps covering categories such as physical harm, women's safety, health and medical, political freedoms, and theft).

  4. SAP Concur Blog

    SAP Concur Discusses Duty of Care Beyond Emergencies

    SAP Concur published an article discussing how duty of care has evolved from crisis management to everyday, comprehensive employee care. Citing experts including Isaac Bowman, senior manager at Deloitte, and Dr. William Hauptman, medical director at International SOS, it notes the pandemic made safety an everyday concern, leading organizations to tighten travel approval controls, use traveler-tracking technology, and extend duty of care to remote employees' mental and physical health.

  5. SAP Concur Blog

    Five Tips for Keeping Business Travelers Safe

    A SAP Concur blog post notes that at the Business Travel Show, the rising importance of adequate duty of care controls in business was a frequent topic. It says every time a member of staff travels for work, the company has a legal duty of care to predict the risks they face and be able to respond. It cites data that 77% of UK finance leaders said they weren't confident their business could quickly and accurately locate business travelers in an emergency. It offers five tips: have a plan, communicate and educate, encourage responsibility, take a team approach, and harness technology. It mentions Concur Locate helps businesses know where employees are and proactively monitor risk.

  6. SAP Concur Blog

    SAP Concur: Three Key Elements for Managing Traveler Risk in a World of Uncertainty

    A SAP Concur blog post states that protecting traveling employees in an uncertain world requires three key elements: knowing where they are at all times, maintaining two-way communication in crises, and predicting and responding to global risk events. The article cites survey data showing that health and security incidents impact business continuity, and more than half of business travelers feel increased anxiety about travel safety. It suggests companies assess whether their risk identification and employee monitoring solutions are adequate.

  8. SAP Concur Blog

    IDC Insights on the T&E Management Software Market

    This article cites an IDC report to discuss key features enterprises should look for in travel and expense management software. IDC advises enterprises to leverage advanced technologies to streamline approvals, combat fraud, and maintain compliance, noting strong market demand for innovation. The article lists key evaluation dimensions: user experience, intelligent workflows, enhanced analytics, digital payments, risk management, fraud management, and ecosystem integration.

  9. SAP Concur Blog

    Are Companies Doing What They Can to Safeguard Female Travelers?

    A SAP Concur blog post discusses safety threats faced by female business travelers, including assault, theft, and sexual harassment. Citing research from AIG Travel and GBTA, only 44% of travel managers said their companies book women into rooms with additional safety features like double locks and 24-hour security, and three out of five said they 'rarely' or 'never' offer chauffeured transportation at destinations. The article recommends companies strengthen duty of care through pre-trip preparation, destination safety information, emergency travel service resources, and behavioral safety tips.

  10. SAP Concur Blog

    State Tax Implications and Compliance Challenges for Traveling Employees in the U.S.

    An SAP Concur blog post highlights the complexity of U.S. state tax laws and compliance for employees traveling across state lines. It details the varying rules for employer withholding of non-resident state income tax and lists states that impose tax from day one, states with thresholds, and states with no income tax. The article recommends adopting integrated technology solutions to track employee travel footprints and manage multi-state tax compliance.

  12. SAP Concur Blog

    Duty of Care Isn't Only About Traveler Safety Anymore

    A SAP Concur blog post argues that duty of care is expanding beyond travel safety to encompass the health and well-being of remote workers. Citing a SAP Concur whitepaper titled 'More Than a Matter of Safety,' it states that mitigating health and safety exposures for employees is rapidly becoming one of the most important resilience and risk management strategies for companies. The post also cites IHG research: 40% of business travelers miss seeing clients face-to-face, 50% miss meaningful relationships built through corporate travel, and 45% say business travel improves their mood and motivation. Companies are turning to technology including tracking and visibility tools, round-the-clock c…

  13. SAP Concur Blog

    Be Prepared to Keep Your Employees Safe During the Busiest Travel Season

    SAP Concur notes that October and November are historically the busiest months for business travel, with November 15 and 16 being the busiest days last year, showing 58% more business travelers than an average weekday. Infrequent travelers taking only one to three trips per year significantly contribute to this surge. Given the increasingly unpredictable environment, companies need to ensure employee safety and are advised to have a data-powered risk management program. SAP Concur released Concur Locate, an integrated traveler risk management solution with 24/7 monitoring, to help companies quickly locate and assist employees during health crises or natural disasters.

  14. SAP Concur Blog

    Concur Named Most Admired Travel Technology Company for Sixth Year

    A SAP Concur blog post announces that Concur has been named the 'Most Admired Travel Technology Company' in the business travel industry by The Beat's Readers' Choice Awards for the sixth year in a row and eighth time in ten years. The post also highlights Concur's innovations in AI and bots, traveler safety, such as the Concur bot for Slack, Concur Expense for Outlook add-in, and Concur Locate and Active Monitoring travel risk management solution.

  15. SAP Concur Blog

    SAP Concur Article Explores Challenges in Corporate Duty of Care for Travelers

    SAP Concur published an article citing 2017 Security Magazine data that more than one million people are in the air, over 400,000 of them traveling for business. Citing a 2018 SAP Concur customer survey, it notes 98% of organizations express confidence in their duty of care approach, yet nearly 25% don't store or regularly update employee contact information, more than 40% either don't capture every trip or are unsure, and almost 75% rely on the same booking tool to track employee location. The article argues finance leaders should coordinate HR, security, and travel management to fulfill duty of care.

  16. SAP Concur Blog

    How Women Can Create Their Own Safe Business Travel Experience

    A SAP Concur blog post notes that female business travelers face greater risks of assault, theft, sexual harassment, and kidnapping. Drawing on personal experience, the author stresses that regardless of a company's travel risk management program, travelers themselves should prepare and know how to respond to risks. The post also introduces an eBook safety checklist for female business travelers covering trip insurance, trip planning, packing for safety, health protection, lodging safety, new behaviors, and social media and cyber safety.

  17. SAP Concur Blog

    SAP Concur Article Explores How Finance Managers Can Manage Business Risks Beyond T&E

    SAP Concur published an article exploring how finance managers can help businesses identify and manage business risks beyond T&E compliance, including human error, machinery and technology lifecycles, business policies and best practices, strategic direction, and reputational risk. The article notes technology can help spot errors like duplicate invoices, and automating processes frees finance staff to analyze data and support strategic direction more effectively.

  19. SAP Concur Blog

    How to Protect Business Travelers in the Sharing Economy

    A SAP Concur blog post notes that the sharing economy continues to grow, with U.S. users projected to reach 86.5 million by 2021 and revenues more than doubling to $40.2 billion by 2022, according to Juniper Research. The sharing economy makes travel more affordable and convenient but brings three risks: regulatory uncertainty, lack of government oversight, and data privacy leaks. The article recommends proactive duty of care measures, including gathering pre-travel reports, sending real-time travel alerts, establishing two-way communication, protecting employee PII, and ensuring T&E management solutions collect minimum PII and follow ISO 27001 standards. SAP Concur can consolidate travel d…

  20. SAP Concur Blog

    Duty of Care and Dynamic Spend Management in Higher Education Travel Programs

    A SAP Concur blog post discusses how colleges and universities can establish travel programs with strong duty of care principles. It reviews the historical evolution of duty of care, including the impact of the UK's Corporate Manslaughter and Corporate Homicide Act of 2007. Four optimization areas are proposed: establishing travel approval and booking processes, optimizing traveler communication, encouraging campus-wide engagement, and using technology to mitigate foreseeable risk. SAP Concur has moved to providing all itinerary services from Concur Request, Concur Travel, Concur TripIt, and Concur TripLink for outside bookings via API automation to university-based DOC providers.

  21. SAP Concur Blog

    C-Suite Panel: Insights on Business Travel Return and Risk Management

    In a C-Suite panel hosted by SAP Concur, former executives from Andeavor, Kennametal, and Florida Crystals shared insights on the return of business travel, risk management, and cloud technology. More than half of respondents in a recent Economist research report expect to rely on business travel as much or more than pre-pandemic. Almost three-quarters of U.S. respondents say they have experienced an increase in 'maverick spending' by employees, largely due to more employees working from home. The panel recommended adding a pre-trip approval process and using AI and ML to turn transaction data into insights.