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#费用管理

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Apr 29Tue
  1. SAP Concur Blog

    SAP Concur Data Shows Increased Business Travel Spending in 2024

    SAP Concur analyzed 2024 expense transaction data and found higher business travel spending than the previous year. Domestic air travel volume for business trips rose 3% year over year, while international travel volume increased nearly 6%. Total expense transactions increased 13% year over year, with an average transaction of $102. Lodging, ground transportation, and meals saw the highest transaction increases at 17%, 16%, and 13% respectively. Average transaction amounts remained largely flat, with lodging falling from $140 to $136 and air rising from $425 to $438. On average, 15-20% of expense reports contain non-compliant spend.

Apr 15Tue
  1. SAP Concur Blog

    SAP Concur: How to Balance Accuracy and Efficiency in Accounts Payable

    SAP Concur published an article discussing balancing accuracy and efficiency in accounts payable. Citing the 2024 SAP Concur CFO Insights Report, 63% of finance leaders plan to invest in automation and cutting-edge tech within the year to overcome AP challenges. The article notes fragmented systems and manual processes are major obstacles, and automation can reduce errors, accelerate approvals, and lower fraud risk. It also states companies using an integrated travel and expense platform see policy compliance increase by 26%, processing efficiency double, and annual cost savings of 21%.

  2. SAP Concur Blog

    How E-receipts Are Transforming Expense Management

    SAP Concur published an article on e-receipts in expense management. Citing a GBTA study, nearly half of all paper receipts get lost or discarded before being recorded. E-receipts streamline reporting, improve accuracy, and reduce administrative burden through digital processes. The article states businesses using Concur Expense report a 32% reduction in approval times and save an average of $54,000 annually on administrative costs. ACFE data shows businesses lose up to 5% of revenue to fraud annually, while T&E spending can account for 10-12% of annual budget.

Apr 7Mon
  1. SAP Concur Blog

    SAP Concur: CSR and Business Travel Sustainability

    A SAP Concur blog post examines corporate social responsibility (CSR) in business travel and expense management. It cites a Morgan Stanley survey in which more than 80% of companies see financial opportunities aligned with sustainability goals and 79% expect higher revenue. SAP Concur's 6th Annual Global Business Travelers Research Report found 27% of employees would decline a business trip due to environmental impact or inability to choose sustainable options. The article also notes 36% of travel managers struggle to meet sustainable travel expectations without adequate budgets, and about 27% of business travelers say their company cut back on allowing them to pay more for sustainable opti…

  2. SAP Concur Blog

    2025 Accounts Payable Automation Trends Report: Key Takeaways

    A SAP Concur blog post summarizes the Accounts Payable Automation Trends research study it sponsored, conducted by The Institute of Financial Operations and Leadership (IFOL). The report shows 52% of AP professionals now spend fewer than ten hours per week processing invoices, down from 62% a year earlier; manual entry of invoices into ERP or accounting systems dropped to 60%, from 85% in 2023. However, 64% of respondents still cite stress from outdated processes as their biggest hurdle, and 40% point to strained vendor relationships. AI adoption remains limited, with only 7% of respondents using AI for spend management, though 40% are considering adoption within the next year.

Mar 31Mon
  1. SAP Concur Blog

    Actionable Strategies for IT Leaders to Drive Growth and Enhance Cybersecurity

    A SAP Concur blog post for IT leaders outlines strategies including using AI for operational efficiency, strengthening cybersecurity through cross-functional collaboration, and optimizing IT policies for vendor management and data privacy. Citing the 2025 CFO Insights global survey, it says IT leaders' main observed AI benefits include increased operational efficiency (46%), better data insights and analytics (42%), and improved decision-making (38%). On cybersecurity, 71% of IT leaders feel 'somewhat prepared' to respond to increased cyberattack risk, while only 26% say they are 'very prepared'; 43% rank phishing and social engineering attacks as a top-three vulnerability.

Mar 24Mon
  1. SAP Concur Blog

    SAP Concur Releases Guide on Managing Allowable Expenses

    SAP Concur released a guide on managing allowable business expenses, defining allowable expenses (e.g., business travel, business meals, client entertainment) versus non-reimbursable expenses (personal costs, excessive spending). The guide notes ACFE estimates 5% of annual revenues lost to fraud in a typical organization, most commonly asset misappropriation such as padding travel and expense claims. Automated T&E solutions can compare every line item against policies to flag non-compliance or potential fraud. SAP Concur research shows integrated T&E solutions can increase policy compliance by 26% and save 20% in invoice processing.

Mar 4Tue
  1. SAP Concur Blog

    Ardent Report: AI-Fueled AP Automation Reshapes Expense Management

    The annual AP trends and predictions report from Ardent Partners, sponsored by SAP Concur, shows that 74% of AP departments planned to use artificial intelligence in some way by the end of 2024, a record-high adoption rate. AI and AP automation are improving invoice processing, fraud detection, forecasting, and cash flow management while freeing AP staff to focus on exceptions. The report also notes that AI risks must be addressed through governance and security controls, and that geopolitical conflicts and tariffs could raise prices and inflation, increase global invoicing complexity, and disrupt supply chains. It predicts that 80% of routine tasks will be handled by AP automation within t…

  2. SAP Concur Blog

    Mastering Budget Categories for Better Financial Management

    The article outlines the basic framework of business budget categories: operating expenses (OpEx) versus capital expenses (CapEx), and fixed versus variable costs. OpEx covers payroll and benefits, facilities, materials and supplies, sales and marketing, administrative costs, travel and representation, professional services, and technology, and directly affects net income; CapEx is capitalized on the balance sheet and depreciated over time. The article notes that categorized budgeting improves financial transparency and control, helps surface overspending and inefficiencies, and supports forecasting and resource allocation. It also describes how SAP Concur solutions can automatically import…

  3. SAP Concur Blog

    Business Expenses: How to Manage Them Efficiently

    The article covers types of business expenses and management practices. Expenses fall into fixed, variable, and periodic categories, with a distinction between operating expenses (OpEx) and capital expenditures (CapEx): OpEx is accounted for in the year it occurs and deducted from gross profit, while CapEx is depreciated over years as a long-term asset. Effective expense management supports cash flow management, profitability, tax compliance, and decision-making. The article offers six best practices: implement an expense tracking system, categorize and prioritize expenses, conduct regular expense audits, set a budget, embrace automation, and encourage employee accountability. It notes that…

  4. SAP Concur Blog

    Evolving CFO and Operations Manager Roles: Cross-Functional Collaboration and AI Skills

    The article notes that CFO and operations manager roles are changing and blurring, with both more deeply involved in overall business strategy. Survey data shows 52% of CFOs see a risk that costs can rise quickly and 41% say cost controls become more technically challenging as companies grow; 57% of CFOs are investing heavily in growth strategies despite economic concerns, 63% say investing in cutting-edge technologies is critical to success, yet only 4% say they have strong knowledge of AI. The article says CFOs need strategic communication, technological fluency, change management, and cross-functional leadership, while operations managers need technology-driven process optimization, stra…

  5. SAP Concur Blog

    Survey: How Finance Professionals Would Use Time Saved by Automation

    A recent SAP Concur survey shows that if given an extra hour a day, finance professionals would most likely invest in career growth, strengthen leadership skills, and keep up with AI and finance technology. 60% would take an online professional development course, 17% would build relationships with peers outside finance, 16% would take on a stretch project, and 7% would seek mentorship and feedback. On leadership, 45% want to use tech to boost employee engagement and retention, 34% want best practices for managing hybrid teams, 34% want new ways to motivate their team, and 25% want to use tech to support duty of care. On AI, 50% want to learn how AI is used in finance, 39% would attend a we…

  6. SAP Concur Blog

    Paid Receipts: Importance and Best Practices for Efficient Management

    The article covers the definition and management of paid receipts. A paid receipt is the record confirming payment for goods or services, and an itemized receipt typically includes the date and time of purchase, specific items, quantities and amounts, unit price and total costs, taxes paid, total amounts paid, and payment method. Receipts fall into four categories: paper, digital, emailed, and point-of-sale. Paid receipts are critical for tax compliance, budgeting and financial planning, dispute resolution, and business reporting. Manual management faces challenges including high receipt volume, lack of standardization, lost or damaged paper receipts, and time consumption. Best practices in…

Feb 4Tue
  1. SAP Concur Blog

    How to Classify Corporate Expenses for Efficient Financial Management

    A SAP Concur blog post explores the importance of corporate expense classification for financial management and tax compliance. It distinguishes capital expenditures from regular business expenses, fixed versus variable expenses, operational versus administrative expenses, and regular versus extraordinary expenses. The article recommends maintaining detailed and accurate records, training employees on receipt retention, separating business and personal spending, and using automated expense management solutions to optimize classification, reduce errors, detect fraud, and monitor policy compliance.

Jan 15Wed
  1. SAP Concur Blog

    Effortless Travel and Expense Management Now Available Within Microsoft Teams

    SAP Concur announced the integration of Concur Travel and Concur Expense with Microsoft Teams. Users can access travel plans and expense approval functions directly within Teams, including sharing travel plans during meetings, sending flight details via chat so colleagues can book directly, and approving expense reports on mobile. SAP Concur says the move aims to embed travel and expense management tools into employees' daily work platform to improve efficiency and employee satisfaction.

Jan 14Tue
  1. SAP Concur Blog

    Finance Leaders: Business Travel + Expense Management Trends

    SAP Concur experts predict 2025 business travel and expense management trends: organizations will expect more from every travel dollar, AI will handle more work, TMCs will continue consolidating, content fragmentation will slow, and NDC benefits will emerge. CFO priorities include growth, AI adoption, ESG integration, cybersecurity, and talent management. Surveys show 76% of travelers enjoy travel and 67% see it as career-critical.

Dec 12Thu
  1. SAP Concur Blog

    SAP Concur ExpenseIt: Evolution of AI-Driven Expense Management

    SAP Concur's ExpenseIt tool has evolved significantly since its launch, now incorporating generative AI and machine learning to automatically extract data from receipts and create expense entries. The latest feature uses large language models to process hotel folios, automatically removing personally identifiable information and improving expense report efficiency.

Dec 10Tue
Nov 25Mon
  1. SAP Concur Blog

    SAP Concur Publishes Guide on Business AI Use Cases in Travel and Expense Management

    SAP Concur published a blog on November 25, 2024, outlining business AI use cases in travel and expense management. It cites survey data showing over half of finance leaders plan to invest in business AI, with 61% aiming to improve efficiency, 64% to automate mundane tasks, and 67% to improve forecasting accuracy; 58% of CFOs admit to understanding very little about AI in finance. The article lists specific use cases in accounts payable, travel booking, and expense reporting, and mentions Concur Expense can achieve 5X efficiency, recoup initial investment in 7 months, and deliver a three-year ROI of 628%.

Nov 19Tue
  1. SAP Concur Blog

    Research Shows Public Sector Faces Challenges Modernizing Travel & Expense Management

    SAP Concur published a blog on November 19, 2024, citing Wakefield Research to reveal challenges public sector organizations face in travel and expense management. Data shows 29% of healthcare organizations still rely on manual data entry, higher education institutions spend 64 days processing vendor payments, 38% of state and local government T&E solutions fail to meet regulatory requirements, 99% of aerospace and defense contractors face security mandates but nearly a third of systems fall short, and 100% of energy and utilities organizations face new security mandates but 34% acknowledge current solutions are inadequate.

  2. SAP Concur Blog

    SAP Concur Executives Predict 2025 Travel & Expense Trends

    SAP Concur published a blog on November 19, 2024, with executives predicting 2025 travel and expense trends. Predictions include: slowing inflation will increase travel opportunities; early caution will bolster greater trust in generative AI; finance leaders will collaborate across the C-suite to implement emerging technology; TMC consolidation will continue, while airlines and travelers reap the benefits of NDC. The article cites the 2024 SAP Concur Global Business Travel Survey, which found 95% of business travelers would consider using AI-powered automation to support their tasks.

  3. SAP Concur Blog

    SAP Concur Showcases User Cases of AI-Driven Spend Management Solutions

    SAP Concur published a blog on November 19, 2024, using three personas—Amanda, Jessica, and Michael—to showcase how its AI-driven spend management solutions improve efficiency. Amanda, an accounting analyst, saves two and a half days per week; Jessica, an AP manager, reduced month-end close from 15 days to 3 days; Michael, a sales rep, submits expense reports in minutes instead of days. The article also mentions businesses using SAP Concur solutions see a 26% reduction in budget overspending and a 47% reduction in missing receipts.

Nov 15Fri
  1. SAP Concur Blog

    SAP Concur Releases 'Before You Go' Checklist for Business Travelers

    SAP Concur has released a 'Before You Go' checklist for business travelers, aiming to help employees with varying levels of experience better prepare for trips. The checklist covers preparation, booking, planning, and packing, and suggests travel managers and HR share it as a company resource. SAP Concur also offers customizable templates and lists, and mentions tools like Concur Travel, TripLink, TripIt Pro, and ExpenseIt. In the past 12 months, more than 30 million flights were booked in Concur Travel.

Oct 21Mon
  1. SAP Concur Blog

    SAP Concur Releases Guide to Managing Corporate Cards with Concur Expense

    SAP Concur published an article on managing corporate cards and purchase cards (p-cards) with Concur Expense. Corporate cards are credit cards issued to employees for expenses like travel, meals, and lodging; p-cards are lines of credit used to buy supplies, subscriptions, or tools at preferred vendors. Both provide spending visibility and control. Concur Expense offers extended solutions like Company Bill Statements, Bank Card Feeds, Expense Payment Manager, and Central Reconciliation to automate reconciliation, accelerate reimbursement, and simplify management.

Oct 7Mon
  1. SAP Concur Blog

    SAP Concur Report: 2024 Business Spending Trends

    SAP Concur released its 2024 Business Spending Trends report based on early 2024 spend data. The top seven employee spending categories remained unchanged from 2023, with Other/Miscellaneous at 32.04%, Air 17.67%, Lodging 17.36%, Meals 12.14%, Ground Transportation 5.72%, Entertainment 4.54% and Office 2.48%. Since 2019, the average transaction cost for Other has jumped 57% and Miscellaneous 47%. The report also cites research showing 90% of employees noticed their company cutting back on flexible travel options and 64% saw increased focus on pre-travel approval. 2023 data shows a 17% increase in claims with missing receipts, a 29% increase in spend for such claims, and a 10% increase in ex…

Sep 16Mon
  1. SAP Concur Blog

    SAP Concur: Concur Invoice Automates Accounts Payable

    SAP Concur published an article on automating accounts payable (AP) with Concur Invoice. It cites a CFO survey showing 63% of CFOs are investing in cutting-edge technology to support agility, up from 33% the previous year; over half of CFOs name cost control as a top three internal challenge in 2024; and 52% say there is risk that costs rise quickly as companies grow. The article also presents case studies of Honda NZ, Canaccord Genuity and Ingeus using Concur Invoice, including Honda NZ saving NZD 17,000 per month, Canaccord Genuity completing approvals and payments typically within a week, and Ingeus processing 3,000 invoices per month.

Aug 26Mon
  1. SAP Concur Blog

    SAP Concur Launches Request Assistant to Streamline Trip Approvals with Generative AI

    In March 2024 SAP Concur added Request Assistant to Concur Request, using generative AI to provide cost estimates for business trips based on trip duration, destination, and services, as well as user preferences such as flight class, number of connections, and hotel ratings. The feature integrates with Concur Travel to carry approval-stage details into booking, and with Concur Expense to populate an expense report from expected costs; if the final total matches the original estimate, companies can configure auto-approval. SAP Concur's 2024 Global Business Travel Survey found that 84% of business travelers say their company requires pre-trip approvals for at least some trips, 67% have observ…

Aug 19Mon
  1. SAP Concur Blog

    SAP Concur: Five Principles for Choosing Spend Management Tech

    SAP Concur published a blog outlining five principles for choosing a spend management solution, urging companies to deploy AI-driven tools within six to twelve months to cut costs and lift employee productivity. It cites customer examples from Unisys, New York University, Prison Fellowship and AtriCure, emphasizing spend visibility from integrating travel and expense data. SAP Concur says its solutions serve more than 51,000 businesses and integrate with over 200 ERP, CRM, HR and accounting systems.

Aug 13Tue
  1. SAP Concur Blog

    SAP Concur Customers Share Top Benefits of Automation

    SAP Concur released a video series in which customers share real-world benefits of automation. Caris Life Sciences' Compliance and T&E Manager said a risk management solution streamlined the audit process; AtriCure's Senior Manager of Finance Projects said Concur Invoice workflow automation improved employee productivity and satisfaction; Lincoln International's Global Concur Specialist uses the Consultative Intelligence add-on to boost decision-making; and Great Hearts Academies' Director of Financial Shared Services said automated mileage tracking saves employees time.

Jul 26Fri
  1. SAP Concur Blog

    SAP Concur Reflects on 30 Years of Innovation and Future Vision

    SAP Concur published an article reflecting on its 30-year history, claiming it was first to establish expense reporting as a service, first to create an integrated travel and expense platform, and first to build AI and machine learning into T&E solutions. It describes redefining the expense experience, business travel, and intelligent data through timely notifications, policy tips, smart receipt handling, real-time credit card authorizations, preference-based booking, sustainability metrics, and generative AI and predictive auditing.

May 13Mon
  1. SAP Concur Blog

    Six Essential Criteria for Comparing Expense Management Software

    SAP Concur's blog outlines six essential criteria for evaluating expense management software: features and capabilities, integration and scalability, innovation, security, support, and reputation. It emphasizes assessing current processes, ensuring integration with existing systems, checking the provider's innovation track record and security certifications, and offering 24/7 support.

May 2Thu
  1. SAP Concur Blog

    What a Cash Flow Statement Is and Why It Matters for Expense Management

    SAP Concur explains what a cash flow statement is and why it matters: cash flow is the net balance of cash entering and leaving a business at a specific point in time, flowing out when inventory is bought and in when customers buy products. Rent, utilities, payroll, and bank and credit card fees make cash flow complex, and credit terms and financing can push payments later. A cash flow statement typically has three sections—operations, investing, and financing—and can be prepared using the direct or indirect method. The article also lists strategies to improve cash flow, including customer credit checks, leasing instead of buying, early-payment discounts, better inventory management, prompt…

  2. SAP Concur Blog

    How AI Travel Planners Are Revolutionizing Business Travel

    SAP Concur describes how AI travel planners are used in business travel. The article says AI travel planners use algorithms and machine learning to analyze large datasets and offer personalized recommendations, continuously learning from real human feedback. Applications include automating flight, hotel, and rental car bookings through AI-powered travel management platforms; maintaining compliance with corporate travel policies while minimizing manual effort; simplifying expense management with AI-driven systems; and using predictive analysis to optimize travel plans, reduce expenses, and provide real-time insights to address security threats or health concerns. The article also notes AI vi…

Apr 16Tue
  1. SAP Concur Blog

    Right Tools and Approach Improve Spend Visibility and Control

    SAP Concur discusses how companies can improve spend visibility and control. The article says that amid recent turbulence and change, controlling and seeing company spending is more important than ever; while many businesses have automated and improved processes, opportunities remain to achieve better visibility, efficiency, compliance, and insight. It lists seven capabilities to look for in spend management solutions: consolidating data into a single platform; capturing every travel booking (such as Concur TripLink); integrating travel, expense, and invoice data into ERP; automating mileage (such as Drive); empowering budget managers (such as Budget and Concur Request); leveraging AI tools…

  2. SAP Concur Blog

    What Is System Integration and What Are Its Advantages?

    SAP Concur explains system integration and its advantages. The article says that with more tech tools and rapid cloud adoption, tech stacks have become increasingly complex, making it essential that everything connects properly and works consistently. System integration combines different systems and applications into a cohesive workflow, making data sharing easier and ensuring accuracy across the organization. Benefits listed include enhanced efficiency (eliminating manual data entry, reducing duplication, automating repetitive tasks); improved decision-making (real-time access to data from different sources); cost savings (reducing operating expenses, eliminating redundant systems); compl…

Mar 29Fri
  2. SAP Concur Blog

    Variable and Fixed Expenses: Understanding the Differences

    This SAP Concur blog post explains the differences between fixed and variable expenses and their impact on cash flow. Fixed expenses like rent and insurance remain stable, while variable expenses like raw materials and business travel fluctuate with activity. It offers strategies such as renegotiating contracts, optimizing inventory, and using automation to detect fraud, aiming to enhance financial resilience.

Mar 26Tue
Mar 21Thu
  1. SAP Concur Blog

    SAP Concur Urges Companies to Digitalize Spend Management Now

    SAP Concur published a blog arguing that companies should fully digitalize spend management now to cope with supply chain upheavals, inflation and global tensions. It cites that 90% of CFOs say preparing for the unexpected is their top task, and that finance and AP teams save an estimated 134 hours weekly using SAP Concur invoice management solutions. A fully automated solution spans request-to-payment, including receipt photo capture, automatic corporate card feeds, AI fraud and compliance checks, automated auditing and ERP integration.

Mar 20Wed
  1. SAP News Concur Search

    SAP Concur Unveils Generative AI Travel and Expense Features at Fusion 2024

    SAP announced product and partnership milestones at SAP Concur Fusion 2024 in Las Vegas. SAP Concur, with more than 92 million end users, debuted generative AI capabilities: Concur Request provides intelligent cost estimates, ExpenseIt supports web receipt uploads with automatic expense creation and generative AI hotel folio itemization, and Concur Support adds natural-language search. Concur Travel adds direct hotel and rail integrations (American Express GBT, BCD, CWT RoomIt, FCTG, HRS), UK rail content, Microsoft Teams integration, and emissions viewing and sorting via Thrust Carbon. The new Concur Expense experience partners with Mastercard for automated expense creation.